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Personal Safety and Home Security For Your College Student

Sending your child off to college can be an exciting time for both parents and children. The children are embarking on a new chapter in their life, their young adulthood. For the first time they will be living on their own, making all their day to day decisions on their own, and taking care of themselves. Parents and children experience a range of emotions during this time. One thing that many parents worry about when sending their child off into the world is their safety. It’s difficult to imagine that you won’t be able to be there to protect them or give them advice every time something happens. The truth of the matter is that they have entered the stage in their lives where they need to learn to fend for themselves. This doesn’t mean that there is no place for you, the parent, in their lives, it just means that your role is changing. Many parents find peace of mind in being able to pass on a few simple personal safety and home security tips to their children who are leaving the nest. This can help to lessen anxiety on the parents’ end to know that your child is equipped with the knowledge to stay safe. Here are a few tips to pass on to your college student:

Learn about the area that you are living in. Many new students are moving from their home towns and might be expecting that their college town is going to be exactly the same because it’s all they have known until now. This might not be the case. Doing a little research to find out what kind of extra precautions you should take will go a long way.

Find safety in numbers. No matter where you are coming from, don’t walk home alone, especially at night. In addition, look out for each other. If another friend is thinking about leaving a little early, make sure that person has someone to walk home with, and if he doesn’t, accompany him. The best thing to do is to keep an eye on your friends and roommates and ask that they do the same for you. Your parents aren’t going to be there to make sure that you returned home okay, so even if you are not friends with your roommate make sure that you communicate with one another about your comings and goings.

Don’t forget about home security. This is something that kids that have newly left home can often neglect because they are so used to having their parents take care of this aspect of their life. Even if you are living in a dorm, don’t forget to keep your door locked at all times. This includes if you are just running out to the bathroom for a moment. A dorm room is a great place to burglarize because college kids often have expensive electronics and a false sense of security. If you live in an off campus apartment you should think about the benefits of installing a home alarm system or some other kind of home security equipment.

20 Year Term Life Insurance – Obtain Safety and Security For Unseen Times

A 20 year term life insurance plan provides comprehensive coverage to the insurer at pre-fixed rate. This is done for stipulated time period. Once the term period of 20 years expires, coverage over the previous rate-of-premiums loses its guarantee. In such case, the insurer either has to relinquish the coverage or must obtain furthermore coverage under different conditions. During such cases where the insured departs from life during the continuation of 20 year term, benefits of the life insurance will by default get transferred to policy’s beneficiary. A 20 year term life insurance is indeed a credible and a reasonable way to obtain considerable death-benefit over the coverage amount.

The basic functioning of a 20 year term life insurance can be stated similar to all those insurance policies that satisfy and fulfill all claims if the premiums are paid regularly and up-to-date plus the completion of entire policy duration. It provides comprehensive cover for 20 long years and thus also known as ‘temporary insurance’.

The cash benefits are not paid in two cases -

  • If the insurance policy is not given a renewal
  • If the insurer dies after the ceases of insurance coverage

The 20 year term life insurance is considered to be a simple and an uncomplicated type of insurance that are easily understood by insurers. This policy nurtures no objectives of financial investments because major part of the premium is utilized for the payment of coverage. Only a menial amount of premium goes towards the maintenance cost of the insurance company.

The term insurance policy comes for various tenures spanning over 5 to 35 years. They comply with different needs and preferences of investors. Let us know about some of them individually -

10 Year Term Life Insurance

There are two basic reasons for selecting this policy. Firstly, it is not a costly policy and falls in the bracket of affordability. Secondly, this short-term policy helps a great deal in buying another policy in the future. The insurance companies also upgrade the 10 year term life insurance policy into a permanent policy on request. Reasonably, this policy gives security for short term goals such as children’s marriage, education etc.

20 Year Term Life Insurance

A 20 year term life policy gives a considerable chunk of time to insurer to accrue their savings. They are usually taken by young individuals or young married couples for making their family comfortable in the unseen times of needs. They are suitably taken up when a child is born into family and parents wants to secure their future.

30 Year Term Life Insurance

This long term policy is taken up by those individuals who are foresighted and believing in saving not just for the rainy day but every day. They not just worry about the high school education of their children but also over the times when their children are going to follow some business and get settled down after marriage. They think for later future and believe that they are going to outlive short term insurance policies.

Thus, 20 year term life is a profitable policy in our daily life.

The Coming of Peace and Security

It was used in a speech that closely followed the 9/11 attacks by then President Bush, when he mentioned the phrase three times. The president used it several more times during the rest of his administration; then Candidate Obama also used the phrase three times in a post-election speech in 2008. Since then the phrase “peace and security” has been used repeatedly by the president, Secretary of State Hillary Clinton (who used the terms twenty-three times each in a twenty-minute speech several months ago), Israeli Prime Minister Benyamin Netanyahu, U.N. Secretary-General Ban ki-Moon, and other world leaders. With the increasing use of that phrase, found in the end-times verse of 1 Thessalonians 5:3, we can see that we are approaching the fulfillment of end-times Bible prophecy.

In 1 Thessalonians 5, where the phrase “peace and security” is found, the apostle Paul (who wrote it) presents a stark contrast. In verse 2 of that chapter, Paul proclaims that the world will be caught off guard by “the day of the Lord” (verse 3), as he announces that “the day of the Lord so comes as a thief in the night”. Certainly, the success of a thief is based on catching his victim by surprise, which means, of course, that the victim does not expect the thief to come.

The use of “the day of the Lord” and its connection with the coming “wrath” (1 Thessalonians 5:9; compare, also, 1 Thessalonians 1:10 with 5:1-11) shows that Paul is referring to the future era in which God will pour out His judgment upon an unbelieving world (see Isaiah 13:6-13; Zephaniah 1:14-15; etc.). In putting other Biblical clues together, we can see that, more specifically, this refers to a future seven-year period which will begin with the initiation of a seven-year treaty with Israel and will culminate with the return of Christ to the earth.

In 1 Thessalonians 5, Paul elaborates on his warning of the world being caught off guard by the day of the Lord as a “thief in the night.” For example, in verse 3 he states: “For when they say, ‘Peace and safety!’ then sudden destruction comes upon them,.. And they shall not escape.” The Greek word translated as “safety” in this verse is also the word for “security,” which would be a better translation here. Thus, this verse reveals that a time is coming when world leaders will proclaim that they have finally achieved “peace and security.”

Yet, when they proclaim, “peace and security,” “sudden destruction comes upon them… and they shall not escape.” Based on verse 2 (the word “for” [the Greek word gar] in verse 3 shows that it is an elaboration of verse 2), the world will be completely caught off guard by this “sudden destruction [that] comes upon them”.

The greatest way for the world to be caught off guard by the “sudden destruction” that comes upon it is by being lulled into the belief it has achieved “peace and security”. If the world was still experiencing rising terrorism at that point, there would be an expectation of an attack that could bring “sudden destruction”; and with that expectation, there would be preparation. However, the scenario presented in verses 2 and 3 indicate that the world will believe, at that point, that terrorism has been defeated.

To get to that point, something dramatic will need to occur to “eliminate” terrorism. For example, if Israel were to attack Iran, the Iranian opposition movement might use the resulting chaos of that strike to topple the Iranian regime. This would then remove the world’s greatest threat and the biggest supporter of terrorism in the world and could very well prepare the environment for a treaty with Israel. Then, when the world sees serious progress toward a treaty with the Jewish nation, then the world will believe it has finally achieved peace and security. In fact, there are many world leaders today (particularly European and Arab leaders) who believe that a Middle East treaty with Israel will solve the world’s terrorism problems.

This statement of peace and security in 1 Thessalonians 5:3 is similar to the statement of “peace” by the religious leaders of Jeremiah’s day in these verses: ” ‘… and from the prophet even to the priest, everyone deals falsely…. saying, “Peace, peace!” when there is no peace” (Jeremiah 6:13-14); “… from the prophet even to the priest everyone deals falsely… saying, ‘Peace, peace!’ when there is no peace” (Jeremiah 8:10-11).

Notice in these verses that Israel’s religious leaders were proclaiming peace though there was no real peace. But they were not just talking about its possibility, they were proclaiming its reality. They were saying that Israel had achieved peace with its enemies, and the people bought into it, being lulled into a false sense of peace. A similar scenario will occur when world leaders will proclaim “peace and security.” But then, destruction will hit suddenly, “and they will not escape.”

That the phrase “peace and security” is falling from the lips of world leaders with ever-increasing intensity tells us we may not be far away from the time in which leaders believe they have achieved “peace and security” at long last. This should also be a signal to Christians that the appearing of Christ may be sooner than we may think.